Cost-plus profit financing. The Murabaha technique is used extensively to facilitate the trade finance activities of Islamic financial institutions. The financial institution purchases and takes title to the necessary equipment or goods from a third party (either directly or through an agent). The financial institution then sells on the equipment or goods to its customer at cost plus profit. All of the above contracts are undertaken at the request of the customer. Deferred payment terms may be agreed and the arrangement may be secured. Such arrangements are not considered to be contrary to Shari'ah law as, by taking title to the equipment or goods, the bank is assuming a risk and engaging in a sale transaction which entitles it to profit. As the price of the equipment or goods is fixed, the customer is not affected by fluctuations in the base lending rate. Exchange Handbook Glossary

Financial and business terms. 2012.

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  • Murabaha — (arabisch ‏مرابحة‎, DMG murābaḥa) ist ein im Islamischen Finanzwesen gebräuchliches Finanzierungsinstrument, das konform ist mit der Scharia. Hierbei agiert die Bank als Zwischenhändler zwischen Käufer und Verkäufer. Die Bank kauft im… …   Deutsch Wikipedia

  • murabaha — (cost plus financing) murabaha arrangements are commodity trading arrangements for financial institutions. The financial institution buys an asset from a supplier and then sells it to a customer at an agreed price that is higher than the purchase …   Law dictionary

  • Murabaha — Part of a series on Islamic jurisprudence (Fiqh) …   Wikipedia

  • Murabaha — An Islamic financing structure, where an intermediary buys a property with free and clear title to it. The intermediary and prospective buyer then agree upon a sale price (including an agreed upon profit for the intermediary) that can be made… …   Investment dictionary

  • murabaha — is., esk., Ar. murābaḥa 1) Bir malı çok fazla kârla satma 2) Tefecilik …   Çağatay Osmanlı Sözlük

  • MÜRABAHA — (Bak: Murabaha …   Yeni Lügat Türkçe Sözlük

  • murabaha — See: Islamic finance …   Accounting dictionary

  • murabaha — See Islamic finance …   Big dictionary of business and management

  • MURABAHA — Bir malı kâr ile satmak. * Bir miktar ilâve ederek ödünç para alıp vermek. * Fâiz ile para alıp vermek …   Yeni Lügat Türkçe Sözlük

  • murabaha — kanunun belirlediğinden fazla faiz alınması; tefecilik …   Hukuk Sözlüğü

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